Built on Understanding. Refined by Expertise. Driven by Results.
At Gifford Roth, we believe that excellent investment outcomes begin with meaningful relationships. Our advisory process is designed to be thorough, transparent, and personal. Whether you are a new client or a multi-generational family with complex holdings, our work begins by listening carefully, asking the right questions, and taking the time to understand who you are and what matters most.
Each client’s financial life is unique, and our process reflects that individuality. The journey we take together is structured, yet flexible – grounded in time-tested principles and continuously refined through active oversight and communication.
Understanding You
The first stage of our process is about discovery, not just of assets and income, but of your values, priorities, and long-term vision. For globally mobile individuals and families, this includes understanding jurisdictional complexities, lifestyle considerations, estate structures, and cross-border tax implications.
We ask questions not just about your finances, but about your family dynamics, philanthropic goals, business interests, and lifestyle needs. This early relationship-building phase is foundational. It ensures that every recommendation we make is anchored to your real-world circumstances, not theoretical profiles.
Building a Relationship
- Clear, jargon-free communication
- Objective advice free from product sales
- Realistic expectation-setting around risk and return
- A long-term advisory partnership built on mutual trust
Designing Your Investment Plan
- Defining target outcomes (capital preservation, income, growth, etc.)
- Assessing risk tolerance and liquidity needs
- Aligning the portfolio with life stages and time horizons
- Integrating estate, retirement, or business planning considerations
Our approach is goal-oriented rather than benchmark-dependent. We seek to balance risk and reward in a way that is appropriate, not aggressive – aiming for long-term sustainability over short-term performance.
Asset Allocation and Investment Selection
Asset allocation forms the foundation of portfolio construction. We use a disciplined, research-driven framework to determine optimal allocations across global equities, fixed income, alternatives, and cash, guided by modern portfolio theory and enhanced with scenario-based stress testing.
Investment selection is not left to intuition. We apply both qualitative and quantitative methods to evaluate potential holdings, including:
- Macro and thematic analysis
- Fundamental company research
- Risk factor modeling
- Due diligence on private investments and alternatives
Implementation and Execution
- Efficient trade execution across global markets
- Allocation to exclusive private equity and pre-IPO opportunities
- Integration of alternative investments when appropriate
Ongoing Management and Review
- Regular portfolio reviews and performance updates
- Rebalancing and risk assessments
- Updates to financial plans based on life events or macroeconomic change
- Direct access to your advisory team year-round
A Process That Evolves With You
Our process is dynamic, not static. It is designed to grow with you and adapt to life’s complexity – whether you’re entering a new market, selling a business, starting a foundation, or planning a cross-border inheritance.
At Gifford Roth, we don’t simply manage investments. We steward your capital with discipline, foresight, and care – always guided by your values, and always focused on your long-term success.
Questions? Contact Our Office in Tokyo, Japan
Whether you live in Tokyo, travel frequently, or reside abroad full-time, our team is here to support you. International wealth requires local knowledge and global perspective and we’re proud to offer both.